Monday, October 12, 2026

The Numbers

A clear view of the indicators moving markets and housing.

The 30-year mortgage rate rose 0.74 points in six weeks

Freddie Mac 30-year fixed, weekly average, Jul 30 to Oct 8, 2026

6.5%7.5%7.0%6.66%7.40%Jul 30Aug 6Aug 13Aug 20Aug 27Sep 3Sep 10Sep 17Sep 24Oct 1Oct 8

Source: Freddie Mac, Primary Mortgage Market Survey

S&P 500
7,811.54

+0.6% · Close, Oct 9, 2026

Source: S&P Dow Jones Indices

10-year Treasury
5.24%

−0.07 pp from Oct 5 high · Close, Oct 9, 2026

Source: U.S. Treasury

30-year mortgage
7.40%

+0.12 pp w/w · Weekly avg., Oct 8, 2026

Source: Freddie Mac

Median home price
$429,100

+1.6% y/y · Existing homes, Aug 2026

Source: National Association of Realtors

Policy rate
3.75–4.00%

Raised Sep 16 · Federal funds target

Source: Federal Reserve

Housing inventory
1.62M

+5.9% y/y · Existing homes, Aug 2026

Source: National Association of Realtors

Existing-home sales
3.98M

−2.0% m/m · Annual rate, Aug 2026

Source: National Association of Realtors